Stripe Fee Calculator

Stripe Fee Calculator

Calculate processing fees or "Reverse Calculate" how much to charge.

Stripe Default: 2.9%
Stripe Default: $0.30

How This Tool Works

This calculator handles two critical tasks for online businesses: predicting processing fees from providers like Stripe/PayPal and calculating the "Reverse Fee" (gross up) amount to ensure you receive a specific net total.

  • Standard Calc: Shows what you keep after fees.
  • Reverse Calc: Shows what you should charge to offset fees.

How to Use

  1. Amount: Enter the transaction value.
  2. Fee Rate: Default is 2.9% + $0.30 (Standard Stripe/PayPal). Edit if you have a custom rate.
  3. International: Check this box if the customercard is non-domestic (adds ~1.5% fee).

The "Net $1000" Problem

You want to receive exactly $1,000 in your bank.
If you invoice $1,000, Stripe takes ~$30, and you get $970.

Using the Reverse Calculator:
• You should invoice: $1,030.20.
• Stripe takes: $30.20.
• You keep: $1,000.00.

Why This Matters

Small fees eat huge margins. Losing 3% on every turnover line item adds up to thousands per year. Understanding the true cost of payments helps in pricing your services correctly.

Limitations & Disclaimer


• Does not include potential dispute/chargeback fees ($15).
• Does not account for volume discounts you may have negotiated.

FAQs

How much does Stripe charge?

The standard fee for US domestic cards is 2.9% + $0.30 per transaction.

What is the fee for International cards?

International cards typically incur an additional 1.5% fee plus 1% if currency conversion is required.

What is a "Reverse Fee" calculation?

It calculates how much you need to invoice a client so that AFTER fees are deducted, you receive the exact amount you wanted. For example, to receive exactly $100, you need to charge $103.30.